Often times uninsured motorists are involved in automobile incidents resulting in damage to your vehicle that require auto body repair. Luckily, your uninsured motorist coverage will cover collision repair for your vehicle. It is surprising how many motorists drive around uninsured or with the improper type of automobile insurance.
When a driver is responsible for damages to your vehicle yet their insurance does not cover the damages, under insured motorist insurance will apply. The uninsured motorist clauses will cover the cost of auto body repair and other collision repair costs once the total is determined. A deductible may still be applicable however.